Things You Need to Know About Your Park Home
The Difference between Park Homes and Regular Houses
All homes are built to British Standard BS3632, which is the traditional residential standard. The difference is the way they are constructed.
Our park homes have double glazed windows, pitched roofs and are connected to the mains electricity, gas and water supplies, making them very similar in specification to your residential home.
Included in the Turnkey Price
Our homes are fully furnished, as ordered in the specification, with insulation, double glazing and connections to the mains supplies.
Included to the exterior is block built garden shed, washing line, dustbin, laid to lawn, tarmac drive, brick skirt, and steps.
The garden is a minimum of three meters all the way round the home (this is with the exception of homes that front the road, in which case this can change to two meters off the road edge).
The drive can be extended at an additional cost – we can provide you with a quote for this if you are interested.
Fencing is discussed on an individual plot by plot basis; again this is at an additional cost. All fronts must stay open plan.
The homes must be a holiday home; you must maintain a permanent residence somewhere else. This does not necessarily have to be in the U.K., but it must be where you are registered for council tax, electoral role, driving license, etc.
You can come and go as often as you like over each year – we do not dictate the length or frequency of holidays.
You can rent the property out as a holiday home. While we do not offer a management service for this, we do know cleaners, etc., that can help you.
Plot Deposits for Bespoke Homes
If you choose to reserve a plot and order a bespoke home, we will require a £2000 deposit.
The deposit will hold the plot for two months, during which time you are expected to order your home from your chosen manufacturer – we can assist with this and can hold the plot for longer as long as you keep us informed on the progress of your order.
Once you place your order, we require you to pay 25% of the total sited price (the deposit paid forms part of this). The remaining 75% is to be paid when your home arrives.
If you cancel before you order the home, you will lose 10% of your plot deposit. If you cancel having ordered the home, you risk losing what you have paid for the home – this is up to the manufacturers’ discretion.
Home Maintenance and Guarantees
Your home will last as long as you care for and maintain it. The maintenance of a park home is no different to maintaining a traditional house, and our manufacturers offer a refurbishing package should you wish to update your home at any stage.
The homes are of a wooden construction and we recommend painting every two to three years. The homes need to be painted with a special paint. We recommend a company called Resitex. This is a rubberized paint that goes on as paint but once dry leaves a rubberized seal on the home allowing it to remain water tight but still breathe.
We only work with manufacturers who offer a structural insurance warranty for a minimum of ten years.
As a statement of our confidence in the quality and durability of the park homes that we have at St Merryn Park, the homes carry a 30 year maintenance guarantee for the roof and a 12 month manufacturer’s warranty with a further 9 years insurance backed warranty which will take care of any problems that may occur with the build.
All services are individually metered so you will only be paying for what your home uses and will be billed direct by the suppliers.
All of our holiday homes are insulated to the same standard as a modern house. This includes double glazed windows and insulation in the roof walls and floors. We also take steps when building your home to ensure that the building will not be affected by damp.
The ground rent covers all site maintenance, lighting, use of drains, and plot rent. We do not do anything on your home or garden.
The ground rent changes in line with December’s RPI and is due on 1st April each year. This currently stands at £1916.86 including VAT (2015).
You do not pay council tax on your holiday home.
Kerdene is invoiced by Cornwall Council and this is split between all the homes on the park. The current yearly charge is approx. £380 including VAT – which works out substantially cheaper than individual homes paying council tax.
This is the legal document that shows you are the legal owners of the home. You cannot buy the freehold of the plot – this will always remain in the ownership of Kerdene and that is why you pay a ground rent.
The siting agreement is not a lease because a lease will have an end date. Our agreement has no end date.
Your home is a Willable asset so it can be left to a next of kin and continue to be used in the same way.
If you sell your home we require electric and gas safety certificates and a survey. When you sell a 10% +VAT assignment fee comes into force, which means that we will assign the original agreement over to the new buyers.